Financial Beginnings (3 week series)

In need of financial advice? Take this 3 week financial course to learn the basics of banking, budgeting and credit. FOR FREE! *Booklets included with each class.

6/25/21 Banking Course Objectives:

• Be able to explain the difference between banks and credit unions
• Understand how to choose the right bank or credit union for you
• Understand the benefits and services that financial institutions provide
• Understand how to avoid banking fees
• Learn how to calculate the different types of interest

07/16/21 Budgeting Course Objectives:

• Understand the primary components of a budget and how one can be created/ maintained
• Understand the different types of income and how taxes apply
• Understand how to budget for expenses and the difference between variable and fixed expenses
• Understand how short-term and long-term financial goals are set and utilized
• Learn tips to keeping your budget relevant

07/23/21 Credit Course Objectives:

• Understand what credit is, how it works and why you need it
• Understand the different ways of establishing credit
• Learn your responsibilities as a borrower
• Understand how to monitor credit using a credit report and credit score
• Understand loans and credit cards and how to borrow responsibly